Riverfront Homes, Condos & Land For Sale in Merritt Island, FL
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Frequently Asked Questions
Is Merritt Island, FL a good place to live?
Merritt Island is a large, unincorporated river-island community between the Indian River and Banana River, bordered on the north by Kennedy Space Center and the Merritt Island National Wildlife Refuge. Residents voted against becoming its own city in 1988.
What schools serve Merritt Island?
The large majority of Merritt Island listings are zoned for Jefferson Middle School and Merritt Island High School (Brevard Public Schools), with elementary zoning split mainly between Carroll, Tropical, and Audubon Elementary. Confirm current zoning with Brevard Public Schools before buying based on a specific school.
Are there HOA fees on Merritt Island?
Most Merritt Island single-family neighborhoods carry no HOA or a modest one — current listings range from about $410/year up to $1,150/year — while some riverfront and newer communities carry higher fees. Always confirm the fee on the specific listing.
What flood zones are on Merritt Island?
Merritt Island sits between the Indian River and Banana River rather than directly on the Atlantic, so flood risk varies with proximity to the water — riverfront areas commonly fall into FEMA's AE flood zone while inland areas sit in the lower-risk X zone. Look up any address on FEMA's Flood Map Service Center, or ask us and we can pull it for a listing you're interested in.
Is Merritt Island oceanfront?
No. Merritt Island sits between the Indian River and the Banana River/Mosquito Lagoon — the true barrier islands (Cocoa Beach, Cape Canaveral) front the Atlantic. Merritt Island stretches about 46 miles north to south.