Harbor Island Beach Club, FL Area Guide

Harbor Island Beach Club is a gated, 146-unit community on the barrier island just south of Melbourne Beach, between the Indian River and the Atlantic. It mixes 54 single-family homes, 4 oceanfront villas, and 88 riverfront and ocean-view condominiums, developed by Phoenix Park Development.

The single-family homes are Lennar-built (three floorplans, roughly 3,165–4,076 sq ft); the 4 oceanfront villas are custom units directly on the Atlantic; and the 88 condos are riverfront or ocean-view. Based on current MLS listings, homes have sold $879,000–$2.75 million and condos $690,000–$1.2 million.

Based on current MLS listings, every home and condo in Harbor Island Beach Club is zoned for Gemini Elementary, Hoover Middle School, and Melbourne High School — the same schools that serve Melbourne Beach proper. Confirm current boundaries with Brevard Public Schools before buying based on a specific school.

HOA fees vary by building and unit type, from roughly $300/month on smaller condos up to around $1,000/month on larger units and single-family homes, based on current MLS listings. Always confirm the exact fee on the listing you’re considering.

Private beach access on the Atlantic, riverfront privileges on the Indian River, a resort-style pool and spa, shaded cabanas, and a private marina with 42 boat slips and direct Intracoastal Waterway access. The community is also golf-cart and pet friendly.